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Here’s How Much I Spent My First Semester of College

The opinions expressed in this article are the writer’s own and do not reflect the views of Her Campus.
This article is written by a student writer from the Her Campus at SBU chapter.

Before starting college, people would warn me about the insane amount of money they spent first semester. I was stressed. Is it really necessary? Are they just frivolous spenders? 

I decided to track everything I spent my first semester of college to find out for myself. Excluding tuition and room and board, I found out that it really isn’t necessary to spend upwards of $1000 just to have a good time. 

While I was pretty close, I added up all of purchases and found that I spent a total of $774 last semester. Here’s a breakdown of what I spent it on…

FOOD- $244

I split this one into two categories to keep myself a little more organized and provide a little more insight as to where I dropped $250.

Groceries- $89

This number was surprisingly low because I felt like I ate a lot when I was in my room and kept a lot of snacks in my bag so much so that I feel like it’s wrong. 

Although, maybe a pack of Babybel cheese, a box of crackers, and a 40-count pack of rice crispy treats don’t cost as much as I feel like they do? I do smuggle a considerable amount of fruit and bagels from the dining hall on the daily. 

Dining out- $155

Probably 30% of this is for tipping because I know that the people I’m out with are poor tippers, and I always feel an overwhelming amount of guilt for just existing in a restaurant. 

Clearly, I hate going out to eat. So, I tried to avoid going out when my friends went. However, by the end of the semester, the thought of eating hickey food 3 times a day 7 times a week was debilitating. So, I made a lot of Subway runs during finals week.

CLOTHES- $85

I am very proud of myself for this one. I am generally very happy with my wardrobe, so I try not to buy clothes, but it can be hard sometimes! 

Although, $50 of the $85 was from a thrift haul and Marshall run when I was home. My other biggest accomplishment last semester was spending $15 in total on a formal dress. Call me thrifty, I guess!

ENTERTAINMENT- $35… $75

This one is on me. What should have been a measly $35 more than doubled when I reassured my friends that they didn’t need to pay me back.

Do I regret it? Kind of, yes. However, it felt like the right thing to do at the time because they do drive me around quite a bit and I did cause my one friend quite a bit of trouble at the event in question.

 But, in the future, I will not let my guilt hand over $40 because that is way too much, even for their valiant efforts.

MISCELLANEOUS- $88

I included things like a new perfume, laptop charger, earrings and gifts for my sister and mom in this category. I pretty much refrained from online shopping for things other than clothes because having to wait 2 weeks for it to arrive in Olean is pretty unappealing!

ESSENTIALS- $97

This category includes any toiletry refills from the beginning of the semester. I had to restock my pricey mouthwash twice as well as razors and other odds and ends.

All these purchases amount to $744. I’m not quite sure if this is an appropriate amount to spend in a 4-month period. However, I feel like it wasn’t an unreasonable amount. We’ll have to compare at the end of this semester to see!

Meghan Lex is a planning enthusiast, serving as Her Campus at SBU's events and sisterhood coordinator. As a strategic communications student, she is passionate about writing and researching. Currently, she is exploring the realm of politics, channeling her creative energy as an intern at a PAC in Pennsylvania. On campus, she is a member of SBU's D1 cross country and track team, SBU@SPCA, Jandoli Women in Communication, and College Democrats. Meghan currently fills her free time by doomscrolling on TikTok and rewatching Glee for the fourth time. Although it may be controversial, she is an avid Rachel apologist.