25 Easy Ways to Improve Your Budget and Save More

Here are 25 easy ways to save money and improve your budget. Saving money may not be as hard as you think! Give these a try!

1. Write down your financial goals.
2. Put saving an emergency fund as a high priority.
3. Track what you spend on and how much you spend.
4. Make Staycation as one of your options when making vacation plan.
5. Skip the drinks, and instead, ask for water in a restaurant.
6. Bring your own lunch to work.
7. Use a shopping list for grocery shopping.
8. Make your own coffee.
9. Check your local library before ordering a book.
10. Use cloth napkins rather than paper napkins.
11. Never waste food.
12. Make your own gifts and greeting cards instead of buying those from stores.
13. Sell your unwanted stuff on Craiglist, Ebay, Amazon, or in a yard sale.
14. Unplug electronics when they are not in use.
15. Purchase store brand products.
16. Shop with coupons and/or when products are on sale.
17. Compare insurance options and shop for better deals.
18. Hang your clothes dry instead of using the dryer.
19. Cancel gym memberships if not frequently used.
20. Take public transportation or bike instead of driving.
21. Buy in bulk (and then split with friends and share costs is possible).
22. Check free or low cost local events (e.g., free museum admission, free concerts).
23. Use cash-back programs, such as Ebates and Upromise.
24. Combine multiple errands into one trip.
25. Take shorter showers – try 5-minute shower to save money and water.

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